24.36 Safe to install
Take Control of Your Financial Future with Intuit Credit Karma
Intuit Credit Karma provides users with free credit scores, credit reports, and personalized recommendations to enhance their financial health and credit management.
Experience the benefits of the money app that rewards your hard work with a range of financial opportunities and tools. Upgrade your credit score, secure a new credit card, or even find your dream home.
- Free Credit Scores: Discover what factors influence your credit scores and take control of your financial well-being.
- Credit Karma Money™ Spend: Enjoy a seamless checking experience that includes Early Payday.
- Credit Karma Money™ Save: Benefit from an interest-bearing savings account with no fees.
- Approval Odds**: Receive personalized recommendations and understand your chances of approval for personal loans or credit cards before submitting an application.
- Credit Card Selections: Explore a variety of attractive credit card offers tailored to match your credit profile.
- Auto Savings and More: Optimize your auto loan, explore potential savings on insurance, stay updated on open recalls, and access crucial vehicle records.
- Karma Drive™: Monitor your safe driving score to unlock potential savings on car insurance premiums.
- Home Sweet Home: Determine your affordable home price range, access personalized loan offers, and obtain a mortgage pre-qualification letter.
- Personal Loan Comparison: Whether you're aiming to refinance credit card debt or require funds for emergencies, compare various personal loan options available on Credit Karma.
- Free ID Monitoring: Safeguard your personal information by checking your free reports for potential identity theft risks and receive tips for enhanced protection.
- Free Credit Monitoring: Stay informed about important changes in your Equifax or TransUnion credit reports through credit alerts provided by Credit Karma.
Join over 120 million members who have embraced these features and more. Download the Credit Karma app today and begin shaping your financial future.
DISCLOSURES
- Banking services are provided by MVB Bank, Inc., Member FDIC. There are specific limitations on account balances and transfer amounts.
- **Approval Odds do not guarantee approval. Credit Karma determines Approval Odds by comparing your credit profile to those of other Credit Karma members who have been approved for a personal loan, or by evaluating whether you meet certain criteria set by the lender. While no guarantee can be offered, understanding your Approval Odds can help you streamline your options. For instance, you may not receive approval if you fail to meet the lender's "ability to pay standard" after income and employment verification or if you already have the maximum number of accounts with that particular lender.
Some screen images are for illustrative purposes only.
Mortgage products and services are offered through Credit Karma Mortgage, Inc. NMLS ID# 1588622. Read the licenses at https://www.creditkarma.com/about/mortgage-licenses.
Loan services are offered through Credit Karma Offers, Inc., NMLS ID# 1628077. Read the licenses at https://www.creditkarma.com/about/loan-licenses. Loans arranged pursuant to a California Financing Law license are issued in California.
Insurance services are provided by Karma Insurance Services, LLC. California resident license #0172748.
Overview
Intuit Credit Karma is a Freeware software in the category Business developed by Credit Karma, Inc..
The latest version of Intuit Credit Karma is 24.36, released on 09/07/2024. It was initially added to our database on 09/07/2023.
Intuit Credit Karma runs on the following operating systems: Android/iOS.
Users of Intuit Credit Karma gave it a rating of 5 out of 5 stars.
Pros
- Free credit score monitoring and reports.
- User-friendly interface and easy navigation.
- Detailed insights on credit scores and factors affecting them.
- Access to personalized financial product recommendations.
- Features tools for budgeting and tax filing.
- Real-time alerts for any significant changes to credit report.
Cons
- Limited to US-based users only.
- Some features may require account linking, which can raise privacy concerns.
- Ads for financial products can be intrusive.
- Credit scores may vary slightly from other sources due to different scoring models used.
- Not as comprehensive for investment tracking as some other financial apps.
FAQ
What is Intuit Credit Karma?
Intuit Credit Karma is a financial technology product that provides users with free credit scores, reports, and personalized financial recommendations.
How does Credit Karma provide free services?
Credit Karma makes its services free by generating revenue through targeted advertisements and partnerships with lenders and financial institutions.
Is my personal information safe with Credit Karma?
Yes, Credit Karma takes user data security seriously and employs encryption and other security measures to protect your personal information.
Can I improve my credit score using Credit Karma?
Yes, Credit Karma provides personalized tips and insights on how to improve your credit score based on your financial behavior.
How often is my credit score updated on Credit Karma?
Your credit score is typically updated weekly on Credit Karma, giving you frequent access to your current credit information.
Do I need to pay to access my credit report in Credit Karma?
No, accessing your credit report and score through Credit Karma is completely free; there are no hidden fees.
Can I dispute errors on my credit report through Credit Karma?
Yes, Credit Karma provides guidance on how to dispute errors in your credit report directly with the credit bureaus.
What types of recommendations does Credit Karma provide?
Credit Karma offers tailored financial product recommendations, including loans, credit cards, and insurance options that may suit your needs.
Is there a mobile app for Credit Karma?
Yes, Credit Karma has a mobile app available for both iOS and Android devices, allowing you to monitor your credit on-the-go.
Do I need to sign up for an account to use Credit Karma?
Yes, you need to create an account with some basic personal information to access the services provided by Credit Karma.
David Fischer
I am a technology writer for UpdateStar, covering software, security, and privacy as well as research and innovation in information security. I worked as an editor for German computer magazines for more than a decade before joining the UpdateStar team. With over a decade of editorial experience in the tech industry, I bring a wealth of knowledge and expertise to my current role at UpdateStar. At UpdateStar, I focus on the critical areas of software, security, and privacy, ensuring our readers stay informed about the latest developments and best practices.
Latest Reviews by David Fischer
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